If logic were to enter the equation, the question must be asked why Congress would create a Tier of unemployment benefits with only six weeks. This is by design and most economists expect Congress to add weeks to Tier 4 and/or create a Tier 5.
The problem is - no one knows when. The media is barely covering the lack of an extension of weeks in the latest extension. It was a small battle just to get the dates extended out for the existing tiers of unemployment and there is no current legislation seeking the extension of weeks or adding tiers.
There is, an increasing number of buzz...
It could be partially true, in Sen. Jon Kyl's words, that no one would ever seek employment if the program continued to be extended over and over. (Although it is very juvenile for him to think that the unemployed collect unemployment insurance by choice). It is more the truth in the words of Sen. Debbie Stabenow that for every dollar spent on unemployment, amounts to a $1.50+ of direct stimulus to the economy.
The abuse of the few have undermined the needs of the many. In an honor system, we would all just extend out unemployment to everyone until they got a job. "No need to show proof, Mr. Smith. You are a well-known, respected citizen." Those days left a very long time ago. Those days did not exist during the Kennedy Administration.
In this age of disinformation and persons deliberately abusing the system it creates the need for a system of checks and balances. It creates a need for someone to constantly inspect fraud, waste, and abuse. In some cases, it encourages someone who may have gave up looking for work a new lease on trying. In some cases, it will cause a family to default on their mortgage. I agree, the system is not fair. It does seem to be the American way.
Critics of unemployment insurance would argue it is creating an addition to welfare or socialism. There's nothing socialist about people losing their homes or being unable to provide food and basic necessities. It is a very real and serious threat many families are facing in this recession.
Ultimately, another extension (of weeks) will prevail. The advice of the economist will win the debate over the Republican who cannot fathom giving another cent to the unemployed. (As if the funds came directly from his pocket). Some of these conservatives could better suit their politics if they spent more time and resources helping to create jobs in their districts rather than criticizing every action from their opposition.
Politics will rein this year as midterm elections near. Regardless what Congress does this year - be it health care reform or creating jobs or omnibus bills that have a little of everything for everyone. Soon, everything will be on hold until after the mid-term elections.
No one knows when Congress will take up an extension of weeks of benefits. If they plan to pass the bill based on the trigger system and unemployment rates, yesterday would have been great.
Email, call, and write your representatives daily. US Unemployed is awaiting a response from Debbie Stabenow (D-Mich). She has been a champion for unemployment assistance and she may be able to shed some light on when Congress may take this up. There are no official updates. Only strong speculation and a lot of growing buzz around the issue.
We will keep you up to date.
Showing posts with label Tier 4. Show all posts
Showing posts with label Tier 4. Show all posts
Thursday, March 11, 2010
Wednesday, February 10, 2010
Evaluating EUC Tiers - Advocating For Extensions
All workers get regular state unemployment insurance benefits for up to 26 weeks. (Note: In states paying less than 26 weeks of UI benefits, unemployed workers get a proportionately smaller share of benefits under federal extension programs.) Generally, workers then draw Emergency Unemployment Compensation (EUC) followed by Extended Benefits (EB), where available. There are currently up to four “tiers” of Emergency Unemployment Compensation (EUC) extensions available depending upon state unemployment levels. Extended Benefits are not available in all states.
EUC Tiers I and II
Unemployed workers in all states qualify for benefits under EUC Tier I and Tier II. Tier I provides 20 weeks of benefits and Tier II provides 14 weeks for a total of 34 weeks. For 3 states with (3‐month average) unemployment rates under 6.0 percent (NE, ND, and SD), this 34 weeks represents the total available extension weeks.
EUC Tier III
In states with high unemployment (defined as 6.0 percent average 3‐month total unemployment or higher), unemployed workers can become eligible for an additional 13 weeks of benefits known as EUC Tier III. Currently, there are 47 states (all except NE, ND, and SD), as well as the District of Columbia, Puerto Rico, and the Virgin Islands, in which unemployed workers can qualify for EUC Tier III.
EUC Tier IV
In states with 3‐month average total unemployment rates at or above 8.5 percent, unemployed workers can qualify for 6 additional weeks of extension benefits under EUC Tier IV. The 28 states, as well as the District of Columbia and Puerto Rico, currently paying Tier IV benefits are AL,AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OR, PA, RI, SC, TN, WA, and WV.
Extended Benefits (EB)
Finally, a separate program, called the Extended Benefits (EB) program is currently triggered on in 39 states. There are either 13 or 20 additional weeks of benefits, under the EB program depending upon which EB triggers are part of each state’s UI law and each state’s unemployment level. As of January 31, 2010, 28 states and the District of Columbia are paying 20 weeks of EB (AL,AK AZ,CA,CT, DE, GA, ID,IL,IN,KY,ME,MA, MI,NV,NJ,NY,NC,OH,OR,PA,RI,SC,TN,TX, WA, WV, and WI). Seven states and Puerto Rico are providing 13 weeks of EB (CO, KS, MN, NH, NM, VT, and VA).
Current Legislative Efforts to Reauthorize UI Extensions
Current federal extensions (including both the Emergency Unemployment Compensation and Extended Benefits programs), the additional $25 per week in each benefits check (known as Federal Additional Compensation (FAC)), and 65% COBRA subsidies for jobless workers are set to expire at the end of February 2010. The House has passed an extension of these provisions until June of this year in its Jobs Bill – everyone is now waiting for the Senate to act.
With the National Employment Law Project (NELP) and millions of unemployed Americans we are urging Congress to extend the EUC program, full federal funding of Extended Benefits, the $25 per week in Federal Additional Compensation, and the 65% 15-month COBRA subsidy through the end of 2010. Economists agree that unemployment will remain at extremely high levels through the end of this calendar year; therefore it is important to extend this program through 2010. While there appears to be majority support for reauthorization, there are also strong indications that Congress will likely extend these programs for a number of months, not for the rest of the year..
These benefits are set to expire on February 28, 2010, but in fact, if Congress does not extend these important benefits before Friday, February 19, 2010, states will have to start sending out notices to claimants that their benefits are expiring, and they will have to start reprogramming their computer systems to shut down with EUC, EB and FAC benefits. Were Congress to act after the 19th of February, there would be substantial delays in getting state programs back up and running and the disruption of benefits would be devastating to families and communities.
EUC Tiers I and II
Unemployed workers in all states qualify for benefits under EUC Tier I and Tier II. Tier I provides 20 weeks of benefits and Tier II provides 14 weeks for a total of 34 weeks. For 3 states with (3‐month average) unemployment rates under 6.0 percent (NE, ND, and SD), this 34 weeks represents the total available extension weeks.
EUC Tier III
In states with high unemployment (defined as 6.0 percent average 3‐month total unemployment or higher), unemployed workers can become eligible for an additional 13 weeks of benefits known as EUC Tier III. Currently, there are 47 states (all except NE, ND, and SD), as well as the District of Columbia, Puerto Rico, and the Virgin Islands, in which unemployed workers can qualify for EUC Tier III.
EUC Tier IV
In states with 3‐month average total unemployment rates at or above 8.5 percent, unemployed workers can qualify for 6 additional weeks of extension benefits under EUC Tier IV. The 28 states, as well as the District of Columbia and Puerto Rico, currently paying Tier IV benefits are AL,AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OR, PA, RI, SC, TN, WA, and WV.
Extended Benefits (EB)
Finally, a separate program, called the Extended Benefits (EB) program is currently triggered on in 39 states. There are either 13 or 20 additional weeks of benefits, under the EB program depending upon which EB triggers are part of each state’s UI law and each state’s unemployment level. As of January 31, 2010, 28 states and the District of Columbia are paying 20 weeks of EB (AL,AK AZ,CA,CT, DE, GA, ID,IL,IN,KY,ME,MA, MI,NV,NJ,NY,NC,OH,OR,PA,RI,SC,TN,TX, WA, WV, and WI). Seven states and Puerto Rico are providing 13 weeks of EB (CO, KS, MN, NH, NM, VT, and VA).
Current Legislative Efforts to Reauthorize UI Extensions
Current federal extensions (including both the Emergency Unemployment Compensation and Extended Benefits programs), the additional $25 per week in each benefits check (known as Federal Additional Compensation (FAC)), and 65% COBRA subsidies for jobless workers are set to expire at the end of February 2010. The House has passed an extension of these provisions until June of this year in its Jobs Bill – everyone is now waiting for the Senate to act.
With the National Employment Law Project (NELP) and millions of unemployed Americans we are urging Congress to extend the EUC program, full federal funding of Extended Benefits, the $25 per week in Federal Additional Compensation, and the 65% 15-month COBRA subsidy through the end of 2010. Economists agree that unemployment will remain at extremely high levels through the end of this calendar year; therefore it is important to extend this program through 2010. While there appears to be majority support for reauthorization, there are also strong indications that Congress will likely extend these programs for a number of months, not for the rest of the year..
These benefits are set to expire on February 28, 2010, but in fact, if Congress does not extend these important benefits before Friday, February 19, 2010, states will have to start sending out notices to claimants that their benefits are expiring, and they will have to start reprogramming their computer systems to shut down with EUC, EB and FAC benefits. Were Congress to act after the 19th of February, there would be substantial delays in getting state programs back up and running and the disruption of benefits would be devastating to families and communities.
Friday, December 18, 2009
US Senate Will Pass Unemployment Extension With Cloture... Again.
Early Friday morning (around 1:30am) the Senate passed a cloture vote 63-33 to limit debate on the Defense Department spending bill, which has attached to it unemployment benefits extensions in the form of unemployment insurance and health insurance benefits. The Senate is scheduled to vote on the bill Saturday morning at 7:30am. This should ensure that the unemployment benefits extension deadline glitch is fixed, coupled with a short two-month extension for vital programs before Congress leaves for the year (assuming President Obama signs the bill into law in short order, for which there is no reason to suspect he will not).
This legislation is as good as passed and for those who find themselves unemployed, this news is welcomed and appreciated. More information will be posted after the final passage.
This legislation is as good as passed and for those who find themselves unemployed, this news is welcomed and appreciated. More information will be posted after the final passage.
Tuesday, December 08, 2009
Information For Michigan Residents On The Latest Unemployment Extension
In the link below, Michigan workers will find information about two new Emergency Unemployment Compensation (EUC) extensions passed by Congress and signed by President Obama on Nov. 6, 2009.
Here is the official document from the Michigan Unemployment Insurance Agency:
http://www.michigan.gov/documents/uia/NEW_EUC-Internet__StaffREV11-9_300228_7.pdf
Here is the official document from the Michigan Unemployment Insurance Agency:
http://www.michigan.gov/documents/uia/NEW_EUC-Internet__StaffREV11-9_300228_7.pdf
Wednesday, December 02, 2009
Tennessee Department of Labor Explains Preliminary Details
The following information is a post written by Mr. John Partlow, Tennessee Department of Labor. Hopefully, this information gives Tennesseans an idea of what to expect in the coming weeks regarding the latest unemployment extension signed into law on November 6th, 2009 by President Barack Obama.
Here is the information he has provided:
"Like we posted on our website, the letters are scheduled to go out December 7th and 8th. The letters will go out only to those who have exhausted all of their entitlement and aren’t drawing anymore. The letters will instruct you to go to our website on December 11 to file the application. Those that are currently receiving unemployment should transition from EB into EUC Tier 3 or from EUC Tier 2 into EUC Tier 3, depending upon what they are currently receiving.
Hopefully, the checks will start to be mailed the following week after Friday, December 11. Once I know more about the specific day, I will let you know. There is a massive check run on Sunday night and Monday night for TUC payments and then a massive check run on Tuesday night for EUC Tier 1 and 2 payments, then a check run on Wednesday night for EB, so most likely, the EUC Tier 3 and 4 checks will be a Thursday night check run.
So, more than likely, the first checks for EUC Tier 3 will be issued on December 17.
This means that if you applied on December 11, you should be issued lump sum payment that covers the weeks of:
11-14
11-21
11-28
12-5
and possibly 12-12
Then you would start certifying weekly. I believe that the day we are going to assign for EUC Tier 3 and 4 to certify will be Thursday. Its my understanding that you will be able to certify through TIPS or online. The days for certifications will be:
Sundays – Regular TUC if your SSN ends in an even number
Mondays – Regular TUC if your SSN ends in an odd number
Tuesdays – EUC Tiers 1 & 2
Wedensdays – EB
Thursdays – EUC Tiers 3 & 4 and makeup day for everyone
If you haven’t worked since you last certified for a week of benefits, your claim should quickly be approved. If you have worked somewhere, we will have to verify the separation with your most recent employer before you are approved. Also, if you aren’t able and available for work or have some other individual circumstance that prevents you from working, that must be adjudicated as well before you can receive these benefits.
The work search requirement is not the same as EB. The tangible work searches are only for those receiving EB. EUC Tiers 3 & 4 go back to the state policy of work searches where you must register for work through the career centers (which everyone, I am sure, is already registered) and seek work using your customary means.
I hope this helps everyone understand what to expect in the next week or so."
Here is the information he has provided:
"Like we posted on our website, the letters are scheduled to go out December 7th and 8th. The letters will go out only to those who have exhausted all of their entitlement and aren’t drawing anymore. The letters will instruct you to go to our website on December 11 to file the application. Those that are currently receiving unemployment should transition from EB into EUC Tier 3 or from EUC Tier 2 into EUC Tier 3, depending upon what they are currently receiving.
Hopefully, the checks will start to be mailed the following week after Friday, December 11. Once I know more about the specific day, I will let you know. There is a massive check run on Sunday night and Monday night for TUC payments and then a massive check run on Tuesday night for EUC Tier 1 and 2 payments, then a check run on Wednesday night for EB, so most likely, the EUC Tier 3 and 4 checks will be a Thursday night check run.
So, more than likely, the first checks for EUC Tier 3 will be issued on December 17.
This means that if you applied on December 11, you should be issued lump sum payment that covers the weeks of:
11-14
11-21
11-28
12-5
and possibly 12-12
Then you would start certifying weekly. I believe that the day we are going to assign for EUC Tier 3 and 4 to certify will be Thursday. Its my understanding that you will be able to certify through TIPS or online. The days for certifications will be:
Sundays – Regular TUC if your SSN ends in an even number
Mondays – Regular TUC if your SSN ends in an odd number
Tuesdays – EUC Tiers 1 & 2
Wedensdays – EB
Thursdays – EUC Tiers 3 & 4 and makeup day for everyone
If you haven’t worked since you last certified for a week of benefits, your claim should quickly be approved. If you have worked somewhere, we will have to verify the separation with your most recent employer before you are approved. Also, if you aren’t able and available for work or have some other individual circumstance that prevents you from working, that must be adjudicated as well before you can receive these benefits.
The work search requirement is not the same as EB. The tangible work searches are only for those receiving EB. EUC Tiers 3 & 4 go back to the state policy of work searches where you must register for work through the career centers (which everyone, I am sure, is already registered) and seek work using your customary means.
I hope this helps everyone understand what to expect in the next week or so."
Tuesday, December 01, 2009
USDOL Operating Instructions for November Extension
Here is the guidance that the USDOL has sent to the states regarding how EUC Tiers 3(III) and 4(IV) work. The first link was their initial guidance published on November 13th. The second link had some changes in their November 13th guidance with some additional instructions.
http://wdr.doleta.gov/directives/attach/uipl/uipl23-08c5.pdf
http://wdr.doleta.gov/directives/attach/uipl/uipl23-08c6.pdf
The above links are the definitive word from the USDOL on how the extensions must be handled and who is eligible. Although this information was provided to the State of Tennessee the information is applicable for all states.
http://wdr.doleta.gov/directives/attach/uipl/uipl23-08c5.pdf
http://wdr.doleta.gov/directives/attach/uipl/uipl23-08c6.pdf
The above links are the definitive word from the USDOL on how the extensions must be handled and who is eligible. Although this information was provided to the State of Tennessee the information is applicable for all states.
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